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New: collect dues online with Stripe, and the money lands straight in your HOA’s account.
The free plan · no card · no time limit

Free HOA software that stays free.

GnomeOwner’s free plan never expires. Your whole board gets logins, the Board Assistant, document storage, compliance tracking, and owner and unit records. Paid plans add online dues collection and automation, from $29/mo.

No credit cardNo time limitWhole board included
Owners & units
Willow Bend HOA (demo)
Totals 100.0%
UnitOwnerShare
Unit 1Dana Whitfield10.40%
Unit 2Marcus & Lena Ortiz9.60%
Unit 3Priya Raman10.40%
Unit 4Hollis Family Trust9.60%
Unit 5Gene Albrecht10.00%
+ 5 more unitsRead from the Declaration, Exhibit B
The GnomeOwner gnome holding a lantern

What’s in the free plan

Everything a volunteer board needs to run the place.

Free for any board, for as long as you like.

  • Logins for your whole board

    Every board member gets their own login and role. No per-seat fees.

  • The Board Assistant

    Ask what your bylaws say and get the answer with the section cited.

  • Document storage, 5 GB

    Your Declaration, bylaws, minutes and records in one place.

  • Compliance tracking

    Your deadlines on one calendar, each shown beside the rule it comes from.

  • Owner and unit records

    Every unit, owner and ownership percentage, from your documents or a CSV file.

  • Meetings and minutes

    Agendas, motions, votes and minutes, kept for the record.

  • Basic financials

    Record payments yourself and upload bank statements.

Compliance calendar
Coming up · Willow Bend HOA (demo)
OCT31
Send the annual meeting noticeDue soon
Due in 21 daysBylaws, Art. III §2
DEC1
Adopt the 2027 budgetUpcoming
Board vote at the November meetingBylaws, Art. VI §1
APR15
File Form 1120-HUpcoming
Federal return for the 2026 tax yearIRS, Instructions for Form 1120-H
SEP12
Renew the master insurance policyDone
Certificate filed in DocumentsDeclaration, Art. IX

Free vs paid

What’s free, and what paid adds.

Paid plans add the work that runs while you’re not logged in: collecting dues, syncing the bank and sending reminders.

Paid is from $29/mo, the founding rate for the first 150 HOAs ($39 standard).
GnomeOwner’s free plan compared with its paid plans
What you getFree$0No time limit
Run your association
Logins for the whole boardNo per-seat feesIncluded
Board AssistantAnswers from your own documents, citedIncluded
Compliance calendarIncluded
Owner and unit recordsImport a CSV or read them from your documentsIncluded
Meetings and minutesIncluded
Basic financialsRecord payments, upload bank statementsIncluded
Export all your dataIncluded
Collect dues and automate
Online dues collectionBank transfer, and card if you turn it onNot included
Resident autopayNot included
Bank syncTransactions sorted for youNot included
Automatic dues remindersBefore the due date, and follow-ups afterNot included
Your HOA's logo on emails and lettersNot included
Send from your own email domainNot included
Room to grow
Document storage5 GB
Files per upload300

Try everything first.

Every new HOA gets 45 days of full access, paid features included, with no card. After that you stay on Free unless you choose a plan.

Paid follows your size. Starter covers up to 25 units. Growth (26–100) is $59, Community (101–250) $99, Large (251–1,000) $199. See all plans

Checked against the product on October 10, 2026.

Honest answers

Questions boards ask about the free plan.

Is it really free forever?

Yes. The free plan has no end date and needs no card. Every new HOA starts with 45 days of full access to everything. When that ends, your HOA moves to the free plan on its own. You keep all your records, and none of your files are deleted.

What's the catch?

The free plan doesn't collect dues online, sync your bank or send automatic reminders. Those are what paid plans are for, and how we earn money: a monthly subscription, plus a fee of 0.75% on each online payment, capped at $5.

Free also has smaller limits: usage limits apply to the Board Assistant, and there is 5 GB of document storage with up to 300 files per upload. At the storage limit, new uploads pause until you make room. Nothing is deleted.

What do I pay for?

Online dues collection, resident autopay, bank sync, automatic reminders, your HOA's logo on emails and letters, and 50 GB of storage.

The price follows your number of units. Starter (up to 25 units) is $29/mo, the founding rate for the first 150 HOAs; it's $39 for boards that join after that. Growth is $59, Community $99 and Large $199. Paying yearly gets you two months free. There are no setup fees, no per-seat charges and no contract.

Do residents pay fees?

Dues go straight to your HOA's own bank account, through your HOA's own Stripe account. We never hold the money. A resident pays the amount of their dues, by bank transfer or by card if your board turns cards on.

The HOA covers the cost of online payments: Stripe's processing fee and our 0.75% fee (capped at $5) come out of each payment before it reaches your account. Both are shown up front.

Can I import my owner list?

Yes, on the free plan. Upload your list as a CSV file, or add your governing documents and GnomeOwner reads the units, owners and ownership percentages from them. You review what it found before anything is saved.

Is my data mine?

Yes. We never sell it and never use it to train AI models. You can export everything at any time, on any plan. If you delete the HOA, you have 30 days to undo it; the money ledger is kept with names removed.

Read more

The details, in plain English.

Start on the free plan today.

Add your documents and set up your whole association. No credit card, no time limit.

Start free No credit card required