GnomeOwnerGnomeOwner

Privacy Policy

Last Updated: June 30, 2026

GnomeOwner (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, mobile application, and use our services (collectively, the “Services”).

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access or use the Services.

1. Information We Collect

We may collect information about you in a variety of ways. The information we may collect via the Services includes:

A. Personal Data

Personally identifiable information that you voluntarily give to us when you register for the Services. This may include:

  • Name
  • Address
  • Email address
  • Telephone number
  • Information required for compliance (e.g., Corporate Transparency Act / BOI reporting, if applicable).

B. Financial and Property Data

Information related to your Homeowners Association (HOA), Condominium Owners Association (COA), or Property Owners Association (POA), including:

  • Property addresses and lot numbers
  • Dues, assessment records, and payment history
  • Ledger data, bank account balances, and budget details
  • Vendor information (e.g., W-9 details for independent contractors)

C. Audio Recordings, Transcripts, and Uploaded Documents

When you use our meeting and record-keeping features, we collect and store audio recordings of meetings, the transcripts generated from those recordings, and any bylaws, CC&Rs, or administrative documents you upload.

D. Payment and Banking Information

We use third-party providers (Stripe and Plaid) for financial transactions and account connections. We do not store full credit card numbers or banking credentials on our servers. When you connect your bank account, we access data via Plaid.

E. Derivative and Technical Data

Information our servers automatically collect when you access the Services, such as IP address, browser type, cookies, and usage metrics.

2. Our AI Pledge: We Never Train on Your Data

GnomeOwner uses artificial intelligence to generate insights, draft documents, and transcribe meetings. We explicitly pledge that your personal data, uploaded documents, audio recordings, and HOA financial data are NEVER used to train our AI models or the underlying foundation models of our AI providers. Data passed to our AI sub-processors is used exclusively for generating your requested outputs and is not retained by them for model training.

3. How We Use Your Information

We may use information collected about you via the Services to:

  • Create and Manage Your Account: Facilitate account creation and logon processes.
  • Provide the Services: Process transactions, transcribe meetings, manage ledgers, and facilitate communication.
  • Improve our Platform: Analyze usage and trends to improve user experience.
  • Legal Compliance: Assist in your compliance with legal obligations (e.g., tax reporting, state registrations).

4. Disclosure of Your Information & Sub-Processors

We do not sell your personal information. Your information may be disclosed as follows:

A. Authorized HOA Users

We may share your information with authorized users within your HOA (e.g., board members, property managers) as designated by your Subscriber settings.

B. Third-Party Sub-Processors

We utilize carefully vetted third-party sub-processors to operate our platform securely and efficiently. By using our Services, you consent to the processing of your data by these sub-processors:

  1. Supabase: Database hosting and authentication.
  2. Vercel: Application hosting and infrastructure.
  3. Google Gemini: Artificial intelligence, text processing, and transcription.
  4. Groq: Artificial intelligence and fast text inference.
  5. Plaid: Bank account connectivity and ledger reconciliation. GnomeOwner uses Plaid to access your bank transaction data on a read-only basis solely to reconcile dues. Neither GnomeOwner nor Plaid is authorized to move, transfer, or withdraw funds. (Subject to the Plaid Privacy Policy).
  6. Stripe: Payment gateway and card processing (Subject to the Stripe Privacy Policy).
  7. Resend: Transactional email delivery.

C. By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, or to protect the rights, property, and safety of others.

D. SMS / Text Messaging Policy

Text messaging originator opt-in data and consent will NOT be shared with any third parties under any circumstances.

5. Security of Your Information

We take security very seriously and have developed a comprehensive set of practices to help ensure your data is secure.

  • Encryption: All communications and processing occur through Secure Socket Layers (SSL) technology. Data is stored in secure databases in an encrypted format.
  • Payment Security: We do not touch your credit card data; it is handled entirely by Stripe.
  • Disclaimer: While we strive to protect your personal information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your personal data and HOA records only for as long as your account is active or as needed to provide you the Services. Upon termination of your subscription, your data will be retained for thirty (30) days, after which it will be permanently deleted from our primary servers.

7. Children's Privacy (COPPA)

Our Services are not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If we discover that a child under 13 has provided us with personal information, we will immediately delete such information from our servers.

8. State Privacy Rights

Depending on the privacy laws enacted in your state of residence, you may have specific rights regarding your personal information. For instance, residents of states with comprehensive privacy frameworks (such as California, Virginia, and Colorado) typically have the following rights:

  • Right to Know / Access: You may request details about the specific pieces of personal information we have collected.
  • Right to Delete: You have the right to request the deletion of your personal information, subject to certain exceptions.
  • Right to Correct: You have the right to request correction of inaccurate personal data.
  • Right to Opt-Out of Sale: We do not sell your personal information, nor do we share it for cross-context behavioral advertising.
  • Right to Non-Discrimination: You will not receive discriminatory treatment from us for exercising your privacy rights.

To exercise these rights, please contact us using the information below.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will alert you about any changes by updating the “Last Updated” date of this Privacy Policy.

Contact Us If you have questions or comments about this Privacy Policy, please contact us at: ReGild LLC (DBA GnomeOwner) 1103 Scott Blvd Decatur, GA 30030 Email: support@gnomeowner.com