Maine condominium compliance, with the statute behind every deadline
A self-managed Maine condominium answers to the Maine Condominium Act, 33 M.R.S. Chapter 31 — Maine has no separate homeowners'-association or planned-community law, so a non-condominium Maine neighborhood runs on its own recorded declaration instead. GnomeOwner's compliance calendar tracks duties like an annual owner meeting, genuinely open board meetings, and 80%-actual-cash-value insurance, and shows the exact statute sentence behind each one, not just a due date.
Maine's own applicability rule is two-layered rather than a single on/off date: three duties — records access, an unpaid-assessment statement, and a resale certificate — reach every Maine condominium no matter when it was created; the rest of this calendar reaches only a condominium created on or after January 1, 1983, or an older one whose owners amended in. GnomeOwner asks which side of that line your condominium falls on once, during setup, and adjusts your calendar automatically from then on.
Three Maine duties reach every condominium, even one formed before 1983 — most of the rest don't
The Maine Condominium Act took effect January 1, 1983, and most of its duties bind only a condominium created on or after that date, or an older one whose declaration was later amended to conform. But the Act's own applicability section names a short, specific list of provisions that reach back and bind every Maine condominium regardless of formation date — among them, the duty to keep association records available to owners, to furnish an unpaid-assessment statement on request, and to furnish a resale certificate on request. Get those three right no matter your condominium's age; the annual meeting, open-board-meeting, insurance, and budget duties below apply only if you're on the newer side of that 1983 line. GnomeOwner already asks which side you're on, once, during setup.
“This Act shall apply to all condominiums created within this State after January 1, 1983.”
A few of the duties GnomeOwner tracks for Maine condominium associations governed by the Maine Condominium Act, 33 M.R.S. ch. 31
Every deadline here shows you the exact sentence of the statute it comes from, so you — or your attorney — can check it in seconds.
Keep the association's records and make them available to owners
Retain receipts/expenditures and accounting records for 6 years, records of all actions taken by the owners or board (including any taken without a meeting) and by any committee acting for the board, the current unit-owner list, organizational documents, bylaws, all amendments and current rules, financial statements and tax returns for 3 years, current board/officer names and addresses, the Secretary of State annual report, records supporting resale certificates, current contracts, architectural-approval records, and voting records for 1 year — and make them available to any unit owner for examination and copying on 10 days' written notice.
“An association must retain the following”
Furnish an unpaid-assessment statement on request
Within 10 business days of a unit owner's written request, furnish a recordable statement setting forth the amount of unpaid assessments currently levied against that owner's unit.
“The association shall furnish to a unit owner upon written request a recordable statement setting forth the amount of unpaid assessments currently levied against his unit. The statement shall be furnished within 10 business days after receipt of the request and is binding on the association, the executive board and every unit owner.”
Furnish a resale certificate on request
Within 10 days of a unit owner's request and payment of the association's fee, furnish a certificate with the information the owner needs to give a buyer — including monthly assessments, any unpaid amounts, anticipated capital expenditures, reserve amounts, the current balance sheet and budget, pending suits, insurance coverage, and known code or declaration violations affecting the unit.
“The association, within 10 days after a request by a unit owner and payment by such owner of any reasonable fee therefor established by the association, shall furnish a certificate containing the information necessary to enable the unit owner to comply with this section.”
Hold an annual meeting of the unit owners
Hold a meeting of the association at least once a year. Give notice 10 to 60 days in advance, stating the time, place, and agenda — including the general nature of any proposed amendment to the declaration or bylaws, any budget changes, and any proposal to remove a director or officer.
Applies to a Maine condominium created on or after January 1, 1983, or one whose owners later amended their declaration and bylaws to conform to and be governed by the current Maine Condominium Act — an older, never-amended condominium is governed by an earlier Maine statute for this duty instead.
“A meeting of the association must be held at least once each year.”
Give notice of board meetings and let owners attend
Before each executive board meeting, give unit owners timely notice reasonably calculated to inform them of the date, time, place, and topics — and let unit owners attend, except during a limited executive session held only for legal advice, active litigation, personnel matters, active contract negotiations, or a genuine privacy concern.
Applies to a Maine condominium created on or after January 1, 1983, or one whose owners later amended their declaration and bylaws to conform to and be governed by the current Maine Condominium Act — an older, never-amended condominium is governed by an earlier Maine statute for this duty instead.
“The executive board shall give timely notice reasonably calculated to inform unit owners of the date, time and place of and topics proposed to be discussed at meetings of the executive board.”
Carry property and liability insurance on the common elements
Starting no later than the first conveyance of a unit to someone other than the declarant, maintain — to the extent reasonably available — property insurance on the common elements of at least 80% of actual cash value, and liability insurance (including medical payments coverage) in an amount the executive board sets, not less than any declaration minimum.
Applies to a Maine condominium created on or after January 1, 1983, or one whose owners later amended their declaration and bylaws to conform to and be governed by the current Maine Condominium Act — an older, never-amended condominium is governed by an earlier Maine statute for this duty instead.
“Commencing not later than the time of the first conveyance of a unit to a person other than a declarant, the association shall maintain, to the extent reasonably available: (1) Property insurance on the common elements, insuring against all risks of direct physical loss commonly insured against or, in the case of a conversion condominium, against fire and extended coverage perils. The total amount of insurance after application of any deductibles shall be not less than 80% of the actual cash value of the insured property at the time the insurance is purchased and at each renewal date”
Every item above is drafted from Maine’s statute text and shown beside the exact sentence it comes from — check any claim against the law’s own words. This page hasn’t had a full attorney review. Confirm anything you plan to act on with your own attorney or CPA; law as reflected here is current as of 2026-08-22.
Maine questions we hear a lot
Does Maine require open board meetings for a condominium association?
Yes, for a condominium created on or after January 1, 1983 (or an older one that amended into the Act). 33 M.R.S. § 1603-108 requires the executive board to give unit owners timely notice of every board meeting's date, time, place, and topics, and lets unit owners attend — a meeting may be closed only for a short, named list of executive-session topics like legal advice, active litigation, or personnel matters, and no final vote may happen behind closed doors.
Does Maine require condominium reserve funds?
No. Maine's Condominium Act treats reserves as an optional budget category the association MAY include (33 M.R.S. § 1603-102(a)(2)), not a mandate — there's no dollar amount, percentage, or funding formula anywhere in the Act. The only reserve-related disclosure is a one-time duty on the declarant's public offering statement before the first units are sold, not an ongoing board duty.
Does Maine require condominium insurance?
Yes, for a condominium created on or after January 1, 1983 (or one that amended into the Act). 33 M.R.S. § 1603-113(a) requires the association to maintain, to the extent reasonably available, property insurance on the common elements of at least 80% of actual cash value plus liability insurance, starting no later than the first unit conveyance to someone other than the declarant.
Does a duty in Maine's Condominium Act apply to a condominium formed before 1983?
It depends on the specific duty. The Act names a short list of provisions that reach back and bind every Maine condominium regardless of age — among them, records access, an unpaid-assessment statement on request, and a resale certificate on request. Everything else — the annual meeting, open board meetings, insurance, and the annual budget — binds only a condominium created on or after January 1, 1983, or an older one whose owners amended their declaration to conform to the Act.
Is GnomeOwner's Maine compliance calendar reviewed by a lawyer?
Every deadline on this page is shown beside the exact sentence of the statute it comes from — so you can check each claim against the law's own words, right here on the page. What this page hasn't had yet is a full attorney review. It's legal information, not legal advice: confirm anything you plan to act on with your own attorney.
Also covered: North Carolina, Nevada, Virginia, Arizona, Washington, South Carolina, Illinois, Oregon, Utah, California, Colorado, Texas, Georgia, Florida, New York, Michigan, Massachusetts, Ohio, Pennsylvania, New Jersey, South Dakota, Wyoming, Connecticut, Alaska, West Virginia, Vermont, Delaware, Alabama, Montana, Hawaii, New Hampshire, Idaho, Iowa, Kentucky, Louisiana, North Dakota, Nebraska, Rhode Island, Oklahoma, New Mexico, Kansas, Mississippi, Arkansas, Missouri, Wisconsin, Indiana, Maryland, Minnesota, Tennessee. More states are added as their compliance calendars are built — see the full list.
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