Connecticut HOA & condo compliance, with the statute behind every deadline
Connecticut regulates condominiums, cooperatives, and planned communities (Connecticut's own term for what this product calls an HOA) under one law: the Common Interest Ownership Act, Conn. Gen. Stat. Chapter 828. It's a genuinely detailed chapter — open executive board meetings with only a narrow, named list of closable topics, a hard 10-business-day clock on furnishing a resale certificate, and a January filing to the town clerk that most associations owe. GnomeOwner's compliance calendar tracks duties like these automatically, and shows the exact statute sentence behind each one, not just a due date.
Connecticut's coverage turns on more than a single date. A community formed on or after January 1, 1984 gets the full Act, and an older one gets a narrower, though still real, list of duties reaching back onto it — but a third track sits outside both: a community that's entirely nonresidential, a qualifying mixed-use community, or a low-cost limited-expense planned community is excused from nearly all of this page's duties regardless of when it was created, unless its own declaration opts the whole Act back in (Conn. Gen. Stat. § 47-215). GnomeOwner asks which of these fits your community once, during setup, and adjusts your calendar automatically from then on.
Connecticut regulates open board meetings directly — most states don't
Most states that regulate condo or HOA board meetings at all are silent on the subject. Connecticut isn't: every executive board meeting has to stay open to unit owners and a representative they designate, with only a short, named list of reasons the board can close it — consulting the association's attorney, litigation or personnel matters, commercial negotiations still in progress, or protecting someone's privacy. The board must also meet at the community, or somewhere convenient to it, at least twice a year, and give at least 5 days' notice of each meeting unless it's already on a published schedule or addresses an emergency. Member meetings are governed separately — an annual meeting, plus 10-to-60 days' notice for both the annual meeting and any special meeting.
“Meetings shall be open to the unit owners and to a representative designated by any unit owner except during executive sessions.”
A few of the duties GnomeOwner tracks for Connecticut common interest communities — condominiums, cooperatives, and planned communities — governed by the Common Interest Ownership Act, Conn. Gen. Stat. Chapter 828
Every deadline here shows you the exact sentence of the statute it comes from, so you — or your attorney — can check it in seconds.
Hold the annual meeting of unit owners
Hold a meeting of unit owners annually, at a time, date, and place stated in or fixed under the bylaws.
“An association shall hold a meeting of unit owners annually at a time, date and place stated in or fixed in accordance with the bylaws”
Give 10-60 days' notice of every annual or special unit owner meeting
Notify unit owners of the time, date, and place of each annual and special meeting not less than 10 days nor more than 60 days before the meeting date, stating the agenda items — including the general nature of any proposed declaration or bylaw amendment, any budget change, and any proposal to remove an officer or board member.
“An association shall notify unit owners of the time, date and place of each annual and special meeting of unit owners not less than ten days or more than sixty days before the meeting date.”
Hold executive board meetings open to unit owners
Keep executive board and committee meetings open to unit owners and to a representative any unit owner designates, except during an executive session. Take no final vote or action during an executive session, and hold an executive session only to consult with the association's attorney, discuss litigation or personnel matters, discuss sensitive commercial negotiations still in progress, or protect a person's privacy.
“Meetings shall be open to the unit owners and to a representative designated by any unit owner except during executive sessions.”
Give at least 5 days' notice of each executive board meeting
Unless the meeting is on a schedule already given to owners or is called to deal with an emergency, give notice of each executive board meeting — stating the time, date, place, and agenda — at least 5 days before the meeting, to each board member and to unit owners.
“the secretary or other officer specified in the bylaws shall give notice of each executive board meeting to each board member and to the unit owners. The notice shall be given at least five days before the meeting and shall state the time, date, place and agenda of the meeting”
Maintain property, flood, liability, and fidelity insurance
Starting no later than the first conveyance of a unit to someone other than the declarant, maintain — to the extent reasonably available and subject to reasonable deductibles — property insurance on the common elements for at least 80% of actual cash value, flood insurance if the community sits in a flood hazard area, commercial general liability insurance, and fidelity insurance.
“the association shall maintain, to the extent reasonably available and subject to reasonable deductibles: (1) Property insurance on the common elements and, in a planned community, also on property that must become common elements, insuring against those risks of direct physical loss commonly insured against, which insurance, after application of any deductibles shall be not less than eighty per cent of the actual cash value of the insured property”
Adopt a proposed budget each year and disclose the reserve amount and funding basis
At least annually, adopt a proposed budget for the community. Within 30 days after adopting it, give every unit owner a summary of the proposed budget — including the amount of any reserves and the basis on which the reserves are calculated and funded — and set a date, 10 to 60 days later, for owners to approve or reject it at a meeting or by ballot.
“the executive board, at least annually, shall adopt a proposed budget for the common interest community for consideration by the unit owners. Not later than thirty days after the adoption of a proposed budget, the executive board shall provide to all unit owners a summary of the proposed budget, including a statement of the amount of any reserves, and a statement of the basis on which such reserves are calculated and funded.”
Give notice and a hearing before levying a fine
Before levying a fine for a violation of the declaration, bylaws, or rules, give the unit owner (or tenant) notice and an opportunity to be heard.
Your executive board is considering levying a fine against a unit owner or tenant for a violation of the declaration, bylaws, or rules.
“after notice and an opportunity to be heard, levy reasonable fines for violations of the declaration, bylaws, rules and regulations of the association”
Furnish a resale certificate within 10 business days of a request
Within 10 business days after a unit owner's request in a record and payment of the fee, furnish the resale certificate covering assessments and other charges due on the unit, reserves, capital expenditures, unsatisfied judgments and pending litigation, insurance coverage, and any delinquency and foreclosure counts.
A unit owner (or their attorney) has asked, in a record, for the resale certificate they need to give a buyer before selling their unit. This duty does not reach a community that has 12 or fewer units, is not subject to any development rights, and does not use a master association — Connecticut excuses those small communities from resale certificates entirely (§ 47-215(c)).
“Not later than ten business days after receipt of a request in a record from a unit owner and payment by the unit owner to the association of a fee of one hundred eighty-five dollars, as adjusted pursuant to section 47-213”
Retain association records and make them available to owners
Retain detailed accounting records (including reserve-account records), meeting minutes, the owner roster, organizational documents and current rules, three years of financial statements and tax returns, current board and officer contact information, the association's most recent annual report filed with the Secretary of the State, current contracts, records of executive board or committee decisions on owner design or architectural approval requests, and voting records. Make the records available for examination and copying within a mutually convenient time, providing two available dates within 5 business days of a 30-day advance request.
“Detailed records of receipts and expenditures affecting the operation and administration of the association and other appropriate accounting records, including, but not limited to, records relating to reserve accounts, if any”
Every item above is drafted from Connecticut’s statute text and shown beside the exact sentence it comes from — check any claim against the law’s own words. This page hasn’t had a full attorney review. Confirm anything you plan to act on with your own attorney or CPA; law as reflected here is current as of 2026-08-16.
This calendar is built from the Connecticut General Assembly's own official publication of Chapter 828, current only through the 2023 legislative session — Connecticut's 2024, 2025, and 2026 sessions are not reflected in this calendar. Confirm current law with your attorney before relying on any exact figure or deadline.
Connecticut questions we hear a lot
What are a Connecticut common interest community's annual requirements?
Under the Common Interest Ownership Act, a Connecticut condominium, cooperative, or planned community must hold an annual meeting of unit owners (Conn. Gen. Stat. § 47-250(a)(1)), give 10-to-60 days' notice before that meeting and any special meeting (§ 47-250(a)(3)), adopt a budget at least annually and disclose the reserve amount and its funding basis within 30 days of adopting it (§ 47-261e(a)(1)), and keep detailed accounting records — including reserve-account records — open to owners (§ 47-260(a)-(b)). GnomeOwner's calendar tracks each one with its own due date and statute citation.
Does Connecticut require open board meetings?
Yes — a genuine, if limited, right most states don't give owners. Connecticut's Common Interest Ownership Act states plainly: “Meetings shall be open to the unit owners and to a representative designated by any unit owner except during executive sessions” (Conn. Gen. Stat. § 47-250(b)(1)). The board may close a meeting only to consult the association's attorney, discuss litigation or personnel matters, discuss sensitive commercial negotiations still in progress, or protect someone's privacy — and it may take no final vote during that closed session.
Does Connecticut require HOA or condo reserve funds?
Not a specific funding level — Connecticut's reserve rule is about disclosure, not a numeric mandate. The executive board must “adopt a proposed budget” each year and, within 30 days, give owners “a statement of the amount of any reserves, and a statement of the basis on which such reserves are calculated and funded” (§ 47-261e(a)(1)). The statute never sets a required percentage or dollar minimum — that's a board decision, best grounded in a real reserve study, not a statewide floor.
How quickly must a Connecticut association furnish a resale certificate?
Within 10 business days of a unit owner's written request and payment of the fee, the association must furnish the resale certificate a buyer needs before closing — covering unpaid assessments, reserves, capital expenditures, unresolved litigation, insurance coverage, and delinquency counts (Conn. Gen. Stat. § 47-270(a)-(b)). A purchaser is never liable for more than what the certificate discloses. A community of 12 or fewer units, with no development rights and no master association, is excused from this duty entirely.
Is GnomeOwner's Connecticut compliance calendar reviewed by a lawyer?
Every deadline on this page is shown beside the exact sentence of the statute it comes from — so you can check each claim against the law's own words, right here on the page. What this page hasn't had yet is a full attorney review. It's legal information, not legal advice: confirm anything you plan to act on with your own attorney.
Also covered: North Carolina, Nevada, Virginia, Arizona, Washington, South Carolina, Illinois, Oregon, Utah, California, Colorado, Texas, Georgia, Florida, New York, Michigan, Massachusetts, Ohio, Pennsylvania, New Jersey, South Dakota, Wyoming, Alaska, West Virginia, Vermont, Delaware, Alabama, Montana, Hawaii, New Hampshire, Idaho, Iowa, Kentucky, Louisiana, North Dakota, Maine, Nebraska, Rhode Island, Oklahoma, New Mexico, Kansas, Mississippi, Arkansas, Missouri, Wisconsin, Indiana, Maryland, Minnesota, Tennessee. More states are added as their compliance calendars are built — see the full list.
Get Connecticut’s calendar set up before your coffee gets cold.
Add your governing documents and GnomeOwner sets up the rest — free to start, no credit card.